Easy Peasy Lemon Squeezy!

PCP Finance Quotes In Just 30 Seconds!

Step-One
Step-Two
Min £5000 - Max £80,000
Term - How Many Months
Next
Min 0 - Max 40%
Mileage Per Annum
Next

My credit score is

You have a long-standing credit history and make all repayments on time. You have no outstanding CCJs or defaults and have never been rejected for credit in the past.

You have had credit in the past with none to very few missed payments. When you apply for credit, you’re likely to be accepted but haven’t always been offered the lowest interest rates.

You have had credit in the past but occasionally missed some payments or gone over your credit limit. You aren’t always offered the lowest rates and may have sometimes been rejected.

You may have been accepted for credit in the past, but at a high interest rate or a large deposit may have been needed. Lenders may see you as risky due to missed payments in the past.

You find it difficult to be approved for credit as lenders will see you as high risk due to missed payments, or financial difficulties in the past e.g. bankruptcy.

Next

Representative Example

Using a vehicle price of £25,000 and a deposit of £2,500, the balance to finance would be £22,500, giving monthly payments of £346.31 over 48 months. The final payment based on 5k per annum would be £12,250 with a total amount payable of £31,026.57.

Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. 8.9% APR Representative. This is an example only, lender fees may apply. By requesting a quote you agree to our Privacy Policy|Terms of Service

PCP
LP

We'll search for PCP offers from our panel of lenders

Your payments could be as low as.

-

Based on your credit score

Vehicle Price -
Deposit -
Finance Amt -
Final Payment -
Finance Term -
Total Payable -
Representative APR -
Annual Mileage -

This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.

We'll search for LP offers from our panel of lenders

Your payments could be as low as.

-

Based on your credit score

Vehicle Price -
Deposit -
Finance Amt -
Final Payment -
Finance Term -
Total Payable -
Representative APR -
Annual Mileage -

This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.

Free Eligibility Check

Free Eligibility Check

Before you apply for finance, see how likely you are to be accepted

Check Now

Finance Eligibility Checker

Our panel of carefully selected lenders ensures you get the best deals tailored to your needs.

  • Apply for credit approval, then go shopping...
  • No effect on your credit score
  • It takes less than 60 seconds

HOw It WOrks

5 Steps To Making The Switch

Finding your next car shouldn’t be a daunting task, at Capital Car Finance, we do our best to make it an enjoyable journey. Our straightforward 5-step approach takes the stress out of car buying, whilst guiding you every step of the way.

Step 1 – Get a Quote

Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best refinance deal tailored to your needs.

Get a Quote

Step 2 – Get Pre-Approved

Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.

Get Pre-approved

Step 3 – Provide Your Settlement Figure

Once you have your settlement letter from your current lender (or know the balance required to clear your existing finance), we’ll confirm your new refinance figures so you can see exactly how much you’ll be saving.

Find Your New Car

Step 4 – We Handle the Switch

We take care of everything — finalising your new quote, securing lender approval, and arranging payment directly with your current finance provider. The transition is seamless as the whole process can be completed quickly by phone or email.

Let Us Work

Step 5 – Complete the Paperwork

Sign your refinance documents digitally, and we’ll handle the rest. Your old agreement is settled, your new finance is in place, and you can enjoy lower payments or keep your car for longer — all through our efficient, 5-star rated service.

Complete The Paperwork

Step 1 – Get a Quote

Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best refinance deal tailored to your needs.

Get a Quote

Step 2 – Get Pre-Approved

Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.

Get Pre-approved

Step 3 – Provide Your Settlement Figure

Once you have your settlement letter from your current lender (or know the balance required to clear your existing finance), we’ll confirm your new refinance figures so you can see exactly how much you’ll be saving.

Find Your New Car

Step 4 – We Handle the Switch

We take care of everything — finalising your new quote, securing lender approval, and arranging payment directly with your current finance provider. The transition is seamless as the whole process can be completed quickly by phone or email.

Let Us Work

Step 5 – Complete the Paperwork

Sign your refinance documents digitally, and we’ll handle the rest. Your old agreement is settled, your new finance is in place, and you can enjoy lower payments or keep your car for longer — all through our efficient, 5-star rated service.

Complete The Paperwork