About Us

Driven by Trust, Backed by Experience

We are a small, independent broker based in Nantwich, Cheshire, and have been supporting customers online since 2007. Our team all come from a strong motor trade background, with many years of experience gained working for large retail dealerships.

We are fully authorised and FCA regulated [FRN 685925] and also hold SAF Approved status, which means we operate to strict standards of clarity and professionalism. This gives our customers confidence that the information we provide is accurate, transparent, and easy to understand when exploring car finance options.

We are friendly, approachable, and committed to building long-term relationships. Many of our customers return to us time and again, which we are truly grateful for. If you’d like an informal chat about your options, please call us today on 01270 306000.

We are an independent privately owned family business

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Why Choose Us

CONVENIENCE

Our staff will compare all of the car finance options to find the best solution for you, so you don’t have worry.

CHOICE

We have access to the best choice of lenders, some of which are not available to the general public or through other brokers.

FREEDOM

Our premium finance packages include the flexibility to enable you to change your vehicle whenever you like, safe in the knowledge that you will not be locked in to anything for the duration.

NO WAITING

We can complete the whole payout process in as little as 48 hours from start to finish and better still, we can pay your supplying dealer by CHAPS funds transfer to speed the process even more.

SERVICE

We have no call centres to fight through, just your own personal finance consultant to assist you with every aspect of arranging your finance in a professional manor.

CONFIDENCE

We offer an independent and unbiased service, providing you with the assurance needed that your car finance is the best fit for your individual needs.

How do we make our money?

Our Process

Capital Car Finance offer a more transparent approach to provide you with the most competitive car finance products, whether it be PCP, Lease Purchase or Hire Purchase. In order to do this we have a made the decision to forfeit the majority of commission normally received for introducing new business to a lender, we do this by implementing a small broker fee for each transaction we arrange.

We will also receive a commission payment from our finance provider should you decide to enter into an agreement with them, typically this is either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between different finance providers and car finance product types. However, the payment we receive does not impact the finance rate offered. Details of the exact amount of commission we receive will be provided for you prior to completion.

Our Service Includes

Our service includes negotiating the best vehicle supply price with the dealer, assistance to help you choose the most suitable and competitive finance product based on your circumstances, whether it be PCP, Lease Purchase or Hire Purchase. We handle all the administration and paperwork involved with the transaction directly with the UK supplying dealer and finance house, including all bank payments, in fact it couldn’t be easier, we do pretty much everything, the only thing you need to do is sign your paperwork and arrange a suitable date and time for collection or delivery of your new vehicle and that’s it!

FCA Regulated & SAF Approved
Lower Rates for Used Cars
5 Star Google Reviews
PCP & Lease Purchase Specialist
Transparent, Honest & Reliable

Refinance-mycar.co.uk is a trading style of Capital Car Finance Ltd who are fully authorised and regulated by the Financial Conduct Authority (FCA Registration Number 685925) We are a credit broker and not a lender, which means we act as an intermediary to enable us to offer a wide range of products from a number of different lenders.

We will receive a commission payment from our finance provider should you decide to enter into an agreement with them, typically this is either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between different finance providers and product types. However, the payment received does not impact the finance rate offered. Details of the amount of commission we receive will be provided for you prior to completion. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

Registered in England & Wales 6041030 FCA Authorised [Full Permission] No. 685925 :: Data Protection DPA No. Z1023210 :: VAT Registration No 904 00 3481 :: Registered Office: 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF, Telephone 01270 306000

This website and all its content are copyright of Capital Car Finance Limited © 2022. All rights reserved. Any unauthorised copying, duplication, or reproduction of part or all its contents in any form is prohibited and will constitute an infringe-ment of copyright. Phone calls may be recorded for training and monitoring purposes.