Switch your current car finance agreement to a new one. Our rates start from 7.9% APR, meaning you could save thousands
Rates from 7.9% APR. Representative APR 8.9%. Capital Car Finance Limited is a credit broker, not a lender.
Your PCP Quote In Just 30 Seconds!
| credit score | credit score | credit score | credit score | credit score |
|---|---|---|---|---|
| excellent | good | fair | poor | bad |
| rates from | rates from | rates from | rates from | rates from |
| 7.9% APR | 8.9% APR | 11.9% APR | 16.9% APR | 22.9% APR |
Using a vehicle price of £25,000 with a deposit of £2,500, the balance to finance would be £22,500 and your monthly payments over 48 months would be £354.42, with a Representative APR of 9.9%, your final payment would be £12,331, giving a total amount payable of £31,843.16.
Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. 8.9% APR Representative. This is an example only, lender fees may apply. By requesting a quote you agree to our Privacy Policy|Terms of Service
We'll search for PCP offers from our panel of lenders
Your payments could be as low as.
Based on your credit score
This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.
We'll search for LP offers from our panel of lenders
Your payments could be as low as.
Based on your credit score
This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.
Before you apply for finance, see how likely you are to be accepted
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Finding your next car shouldn’t be a daunting task, at Capital Car Finance, we do our best to make it an enjoyable journey. Our straightforward 5-step approach takes the stress out of car buying, whilst guiding you every step of the way.
Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best refinance deal tailored to your needs.
Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.
Once you have your settlement letter from your current lender (or know the balance required to clear your existing finance), we’ll confirm your new refinance figures so you can see exactly how much you’ll be saving.
We take care of everything — finalising your new quote, securing lender approval, and arranging payment directly with your current finance provider. The transition is seamless as the whole process can be completed quickly by phone or email.
Sign your refinance documents digitally, and we’ll handle the rest. Your old agreement is settled, your new finance is in place, and you can enjoy lower payments or keep your car for longer — all through our efficient, 5-star rated service.
Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best refinance deal tailored to your needs.
Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.
Once you have your settlement letter from your current lender (or know the balance required to clear your existing finance), we’ll confirm your new refinance figures so you can see exactly how much you’ll be saving.
We take care of everything — finalising your new quote, securing lender approval, and arranging payment directly with your current finance provider. The transition is seamless as the whole process can be completed quickly by phone or email.
Sign your refinance documents digitally, and we’ll handle the rest. Your old agreement is settled, your new finance is in place, and you can enjoy lower payments or keep your car for longer — all through our efficient, 5-star rated service.
No call centres, just professional, independent friendly staff.
We have no fewer than 8 different lenders for PCP and Lease Purchase.
We can now arrange your car re-finance on vehicles up to 5 years old.
We specialise in low rate PCP and Lease Purchase Refinance.
We pay your current lender directly and clear off your outstanding balance,
You deal directly with your own personal adviser, making the process nice and smooth.
As part of the new FCA regulations, all regulated finance agreements offer a rebate of interest for early settlement [not applicable for business loans] therefore to refinance your car with another lender at a lower rate will save you money.
As an example, you may have taken out a PCP or Hire Purchase from your supplying dealer recently and not realised that you are probably paying over the odds in interest charges Alternatively, you may have a PCP coming to the end of its contract period and would prefer to keep the vehicle a little longer and in both scenarios, Refinance-mycar.co.uk can help.
To save money, the obvious one of course, but you need to consider your options very carefully and not take just out another loan agreement without looking closely at the terms and conditions first.
Our team is here to give you clear, one-to-one guidance so you fully understand your options and how much you could potentially save.
The longer you have left on your current agreement, the greater the potential savings. What really matters though, is the total amount payable — that’s the full cost of interest you’ll repay to the lender over the term.
With over 18 years’ experience as an established car finance broker, you can trust that you’re in safe hands.
To keep your car longer – if you’re current car finance deal is coming to the end and are happy with the vehicle and see no reason to change, to re-finance the vehicle again gives you the option to keep your vehicle a little longer.
We’ve been treating customers fairly since 2007, so you can trust us to guide you through every step of the process. Say goodbye to stress and hello to a smooth and enjoyable car finance experience.
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