Paying too much for your PCP?
I’m sure most of us have considered remortgaging our homes in order to obtain a lower interest rate, or switching our energy to an another provider to save money on our gas and electricity, so why not switch your pcp car finance too.
Here at refinance-mycar.co.uk we make it so easy to switch you current PCP car finance, we have low rate pcp deals from 5.9% APR, so you could save hundreds and in some cases thousands of pounds over the agreement term.
For an instant PCP quote to compare, simply enter your details in our pcp calculator below and see how much you could save!
Over 48 months you will pay about * each month
* Based on APR interest, a deposit of and final payment of . For your INSTANT detailed PCP quote please proceed to next step.
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Enter your preferred deposit, term and miles pa on the next step
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UK Resident, Min 3 Years Voters Roll History, Min 3 Years Full Time Employment, No Adverse credit. [suggested Experian score 950+]
Good
UK Resident, Min 2 Years Voters Roll History, Min 2 Years Full Time Employment, No Adverse credit. [suggested Experian score 850+] 10% Min Deposit
Average
UK Resident Min 2 Years Voters Roll History, Min 2 Years Full Time Employment, No CCJ’s or Defaults. [suggested Experian score 750+] 20% Min Deposit
25k
48 Months
Max
Your car & payments
Lease Purchase
Per month
PCP
Per month
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Finance Enquiry
Just a few more details to complete your enquiry
Chosen Finance Product
| Lease Purchase | |
| Personal Contract Purchase (PCP) |
6 great reasons to choose us?
No call centres, just professional, independent friendly advice.
We have no fewer than 5 different lenders for PCP and Lease Purchase.
We can now arrange your car re-finance on vehicles up to 5 years old.
We specialise in low rate PCP Car Refinance and Lease Purchase Refinance schemes.
We pay your current car finance provider directly and clear off your outstanding balance,
You deal directly with your own personal adviser, making the process nice and smooth.
Am I eligible for car refinance?
As part of the new FCA regulations, all regulated finance agreements offer a rebate of interest for early settlement [not applicable for business loans] therefore to refinance your car with another lender at a lower rate will save you money.
As an example, you may have taken out a PCP or Hire Purchase from your supplying dealer recently and not realised that you are probably paying over the odds in interest charges Alternatively, you may have a PCP coming to the end of its contract period and would prefer to keep the vehicle a little longer and in both scenarios, Refinance-mycar.co.uk can help.
What are the benefits to PCP car refinance?
To save money, the obvious one of course, but you need to consider your options very carefully and not take just out another loan agreement without looking closely at the terms and conditions first.
Our advisers are here to offer you a personal one-to-one service to make sure you fully understand your options and how much we can save you.
Generally, the longer left on your agreement, the more money you are likely to be saving, one important thing to consider is the total amount payable, this is the total amount of interest you are paying back to the lender.
Our advisers are here to help you, we are an established car finance provider and have been trading for over 15 years so you are in safe hands.
To keep your car longer – if you’re current finance deal is a PCP [Personal Contract Purchase], you may be coming to the end and see no reason to change, therefore to re-finance the vehicle again gives you the option to keep your vehicle a little longer.
Some customers may consider an unsecured personal loan to do this, this type of agreement has a different set of rules to PCP or HP and is secured on you personally as opposed to the vehicle.
How to apply?
If you would like to apply or require any more information regarding switching your current PCP car finance, simply call us on 01925 589020 to discuss your options.
Call us now on 01925 589020 for your quote with our latest rate and offers and see how much we can save you!