Simple Application Process

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Once you have a valid settlement letter from your existing lender, please contact us and we can confirm your new figures, check to see how much we are saving you and then take your application details for processing with our lender.

Fast Payment Processing

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We take care of all the paperwork and arrange for payment to be made directly with your existing lender, so the transition is usually seemless. To save time, most of the work can be done over the phone or by email, making the whole process very quick and efficient,

How do we make our money?

Capital Car Finance offer customers a more transparent approach in providing suitable and competitive car finance products, In doing so, we have a made the decision to forfeit the majority of commission normally generated for introducing new business to a lender, however we are in business and need to cover our costs and we do this by implementing a small broker fee of just £299+VAT for each re-finance transaction we make.

Our service includes, advice for choosing the most suitable and competitive finance product, handling all the paperwork involved with the transaction directly with your current lender and the new one and making the payment to pay off your existing loan and transfering title to our lender. In fact it couldnt be easier, we do pretty much everything! So you can sit back, relax and let us work our magic!

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What products can we offer?

Apart from our range of very competitive PCP and Lease Purchase finance products, we can also offer highly discounted prices on the majority of UK new cars, all new cars are supplied directly to you from UK main dealers and all our cars are UK supplied and registered to you as first registered keeper. You may have already agreed to purchase a car directly from a dealership yourself, this being the case, we can still help by arranging your vehicle finance for you and saving you money.

We specialise in Personal Contract Purchase [PCP] and Lease Purchase [LP] car finance products for both new and used vehicles. We are able to offer much lower rates and therefore a substantial saving compared to the majority of motor dealers, simply because we don’t have the same overheads and we work for much smaller margins. We have access to several major UK banks and finance houses and choose to pass on the best rates available to our customers in return for a small fee income for each completed deal.

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You also have the added comfort in knowing that all our personal advisers have been trained to SAF standard which means you will always receive independent impartial advise and benefit from the best deal that suits your circumstances. SAF Approved recognises a company’s commitment to increased professional standards and knowledge on motor finance.

The FLA will audit company records and require the annual submission of a SAF compliance statement to ensure dealerships adhere to the SAF guidance note.

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Where do I start?

When you know the make & model of your chosen vehicle, simply enter the information on our Get a Quote page or alternatively call us directly on 01925 589020 to speak to a dedicated professional adviser, we can then check to see what special offers are available for you and if you are satisfied with the figures, we can then proceed with a credit application to secure funds. To find out more information about Capital Car Finance, visit the About Us page of this website.


Capital Car Finance Now you do have a choice

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Call us now on 01925 589020 for your quote with our latest rate and offers and see how much we can save you!