Finding your next car shouldn’t be a daunting task, at Capital Car Finance, we do our best to make it an enjoyable journey. Our straightforward 5-step approach takes the stress out of car buying, whilst guiding you every step of the way.
Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best refinance deal tailored to your needs.
Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.
Once you have your settlement letter from your current lender (or know the balance required to clear your existing finance), we’ll confirm your new refinance figures so you can see exactly how much you’ll be saving.
We take care of everything — finalising your new quote, securing lender approval, and arranging payment directly with your current finance provider. The transition is seamless as the whole process can be completed quickly by phone or email.
Sign your refinance documents digitally, and we’ll handle the rest. Your old agreement is settled, your new finance is in place, and you can enjoy lower payments or keep your car for longer — all through our efficient, 5-star rated service.
Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best refinance deal tailored to your needs.
Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.
Once you have your settlement letter from your current lender (or know the balance required to clear your existing finance), we’ll confirm your new refinance figures so you can see exactly how much you’ll be saving.
We take care of everything — finalising your new quote, securing lender approval, and arranging payment directly with your current finance provider. The transition is seamless as the whole process can be completed quickly by phone or email.
Sign your refinance documents digitally, and we’ll handle the rest. Your old agreement is settled, your new finance is in place, and you can enjoy lower payments or keep your car for longer — all through our efficient, 5-star rated service.
Capital Car Finance offer customers a more transparent approach in providing competitive car finance solutions. As we are a broker and not a lender, we offer our customers the lowest rate available from our lender, which means we forfeit the majority of commission paid to us by our lender. However, we are in business and need to cover our costs and we do this by implementing a small broker fee of just £299 for each re-finance transaction we process.
Our service includes, helping you choose the most suitable and competitive finance product, handling all the paperwork involved with the transaction directly with your current lender and the new one and making the payment to pay off your existing loan to transfer title to our lender. In fact it couldnt be easier, we do pretty much everything! So you can sit back, relax and let us work our magic!
Apart from our range of very competitive PCP and Lease Purchase finance products, we can also offer highly discounted prices on the majority of UK new cars, all new cars are supplied directly to you from UK main dealers and all our cars are UK supplied and registered to you as first registered keeper. You may have already agreed to purchase a car directly from a dealership yourself, this being the case, we can still help by arranging your vehicle finance for you and saving you money.
We specialise in Personal Contract Purchase [PCP] and Lease Purchase [LP] car finance products for both new and used vehicles. We are able to offer much lower rates and therefore a substantial saving compared to the majority of motor dealers, simply because we don’t have the same overheads and we work for much smaller margins. We have access to several major UK banks and finance houses and choose to pass on the best rates available to our customers in return for a small fee income for each completed deal.
You also have the added comfort in knowing that all our personal advisers have been trained to SAF standard which means you will always receive independent impartial advise and benefit from the best deal that suits your circumstances. SAF Approved recognises a company’s commitment to increased professional standards and knowledge on motor finance.
The FLA will audit company records and require the annual submission of a SAF compliance statement to ensure dealerships adhere to the SAF guidance note.
When you know the make & model of your chosen vehicle, simply enter the information on our Get a Quote page or alternatively call us directly on 01270 306000 to speak to a dedicated professional adviser, we can then check to see what special offers are available for you and if you are satisfied with the figures, we can then proceed with a credit application to secure funds. To find out more information about Capital Car Finance, visit the About Us page of this website.
Capital Car Finance, Now you do have a choice! Get Quote
