You have a long-standing credit history and make all your repayments on time. You don’t have any outstanding CCJs, have never defaulted on payments or been rejected for credit in the past.
You have had credit in the past with none to very few missed payments. When you apply for credit, you’re likely to be accepted but haven’t always been offered the lowest interest rates.
You have had credit in the past but occasionally missed some payments or gone over your credit limit. You aren’t always offered the lowest rates and may have sometimes been rejected.
You may have been accepted for credit in the past, but at a high interest rate or a large deposit may have been needed. Lenders may see you as risky due to missed payments in the past.
You find it difficult to be approved for credit as lenders will see you as high risk due to missed payments, or financial difficulties in the past e.g. bankruptcy.
Using a vehicle price of £25,000 with a deposit of £2500, borrowing £22,500 using our Representative 6.9% APR, your monthly payment would be £375.08 with a final payment of £9250 and a total amount payable of £29,378.76.
Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.
We'll search for PCP offers from our panel of lenders
Your payments could be as low as.
Based on your credit score
This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.
We'll search for LP offers from our panel of lenders
Your payments could be as low as.
Based on your credit score
This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.
Call us now on 01925 859020 for your bespoke quote!